check out our current mortGage rates

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GO Mortgage

Rates

PRODUCT TYPE

NATIONAL AVG.

GO MORTGAGE Apply Now
30-Year Fixed Conventional 4.93% RATE 4.750% RATE
4.793% APR
Apply Now
30-Year Fixed FHA 4.95% RATE 4.500% RATE
5.537% APR
Apply Now
30-Year Fixed VA 4.73% RATE 4.625% RATE
4.668% APR
Apply Now

 

Last updated - November 15, 2018 8:41 a.m. cst 

 

Katie-Horner
~Katie Horner

Quick and Easy Process

Getting GO Mortgage involved in the process sooner made the search for what we wanted in our dream easier. The faster you get GO Mortgage involved in your search, it's really going to take a lot of stress off of your back.

CAN'T FIND WHAT YOU'RE LOOKing FOR?

We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey.

If you are unable to find what you need, or are looking for something more specific, please feel free to send us a chat on this page or reach out to us at, 1-800-444-7283.

Mortgage FAQs

What is the difference between a fixed-rate mortgage and adjustable-rate mortgage (ARM)?

For a fixed-rate mortgage, the interest rate does not change over the life of the loan. With an adjustable-rate mortgage (ARM), the interest rate will go up or down based on a market index.

Which is better for me: a fixed interest rate or an adjustable interest rate?

Fixed rate mortgages are suited for buyers who plan on living in their home for a longer period and want to avoid the risk of rising interest rates.

On the other hand, initial adjusted interest rates tend to be lower, and then have the potential to rise over time. Buyers might seek an adjustable interest rate if they plan on selling their home within a shorter period.

What is the difference between pre-approval and pre-qualification?

A pre-qualification is a letter from the lender giving you an estimate of the loan amount that you may be eligible for. It’s a monetary first impression to help you begin the process of buying a home.

With a pre-approval, you have an actual statement from the lender saying that you qualify for a specific mortgage amount. The pre-approval gives you a competitive advantage when looking for a home, because it lets the seller know that you are able to make an offer for their home

What do I need for a pre-approval letter?

The information needed to get pre-approved may vary by lender and individual circumstances. These include, but may not be limited to:

  • Proof of income: Typically most recent pay stubs.
  • Tax documents: W-2 statements give the lender an idea of how much you’ve earned over the last few years.  
  • Credit information: Your credit score will help determine what type of eligibility you have when applying for a loan.

How fast will I become pre-approved?

Pre-approval speed depends on each individual loan scenario. However, the pre-approval process is usually fairly quick. After filling out an application online, one of our mortgage professionals will reach out you within the next business day (typically 24 hours).

 
 
Call us 800-444-7283
 

Disclaimer

30-YR Fixed Rate Conventional

The rate scenario is based on a home purchase of a 30-year fixed-rate mortgage in Wisconsin with a loan amount of $200,000 and a 25% down payment. The rate of 4.750% is based on a 740 FICO score and a 30-day lock, which equates the monthly mortgage principal and interest payment of $1043.00. The annual percentage rate (APR) is 4.793%.

15-YR Fixed Rate Conventional

The rate scenario is based on a home purchase of a 15-year fixed-rate mortgage in Wisconsin with a loan amount of $200,000 and a 25% down payment. The rate of 4.000% is based on a 740 FICO score and a 30-day lock, which equates the monthly mortgage principal and interest payment of $1492.00. The annual percentage rate (APR) is 4.168%.

30-YR Fixed Rate FHA

The rate scenario is based on a home purchase of a 30-year fixed-rate mortgage in Wisconsin with a loan amount of $200,000 and a 3.5% down payment. The rate of 4.500% is based on a 740 FICO score and a 30-day lock, which equates the monthly mortgage principal and interest payment of $978. The annual percentage rate (APR) is 5.537%.

30-YR Fixed Rate VA

The rate scenario is based on a home purchase of a 30-year fixed-rate mortgage in Wisconsin with a loan amount of $200,000 and no down-payment. The rate of 4.625% is based on a 740 FICO score and a 30-day lock, which equates the monthly mortgage principal and interest payment of $1028. The annual percentage rate (APR) is 4.668%.


Additional Disclaimers

Interest rates are based on current market rates as of November 7 , 2018, and are solely for informational purposes. Rates are subject to pricing adjustments based on the type of property, credit score, loan-to-value ratio, loan amount, and other variables. Rates are not guaranteed until locked and are subject to change without notice. The Annual Percentage Rate (APR) reflects the actual cost of the loan on an annual basis, which includes interest, closing costs, and point discounts. Payment does not include taxes and insurance premiums or additional fees. The actual payment amount will be greater. Some states and county maximum loan amount restrictions may apply. Terms and conditions are subject to change. All loans are subject to credit approval. Not affiliated with FHA/HUD or any other government agency. This is not an offer to make a loan or to make a loan on any particular terms. National rates based on EllieMae Origination Insight Report, published in September 2018. GSF Mortgage Corp. NMLS# 1018 www.nmlsconsumeraccess.org 15430 W. Capitol Drive | Brookfield, WI 53005. Equal Housing Opportunity Lender.