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Note: Interest rates listed are for comparison purposes. Specific rate quotes from partner sites & our Home Loan Advisors are considered more accurate than rates posted herein.
Getting GO Mortgage involved in the process sooner made the search for what we wanted in our dream home easier. The faster you get GO Mortgage involved in your search, it's really going to take a lot of stress off of your back.
We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey.
If you are unable to find what you need, or are looking for something more specific, please feel free to send us a chat on this page or reach out to us at, 1-800-444-7283.
For a fixed-rate mortgage, the interest rate does not change over the life of the loan. With an adjustable-rate mortgage (ARM), the interest rate will go up or down based on a market index.
Fixed-rate mortgages are suited for buyers who plan on living in their home for a longer period and want to avoid the risk of rising interest rates.
On the other hand, initial adjusted interest rates tend to be lower and then have the potential to rise over time. Buyers might seek an adjustable interest rate if they plan on selling their home within a shorter period.
A pre-qualification is a letter from the lender giving you an estimate of the loan amount that you may be eligible for. It’s a monetary first impression to help you begin the process of buying a home.
With a pre-approval, you have an actual statement from the lender saying that you qualify for a specific mortgage amount. The pre-approval gives you a competitive advantage when looking for a home because it lets the seller know that you are able to make an offer for their home
The information needed to get pre-approved may vary by lender and individual circumstances. These include, but may not be limited to:
Pre-approval speed depends on each individual loan scenario. However, the pre-approval process is usually fairly quick. After filling out an application online, one of our mortgage professionals will reach out you within the next business day (typically 24 hours).
A Single Close Construction Loan is a home mortgage that can be used to close both the construction loan and permanent financing of a new home at the same time.