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PURCHASING LOANS

Ready to Buy a New Home?

There are many benefits to buying a home:

  • The interest is tax deductible
  • You build equity as an investment
  • The house will truly be your own

Each product has different features and qualification criteria. We are here to answer your questions and assist you in choosing the best option for your specific scenario.

To learn more about a program, click the “GET RATES” button, share some information with us and one of our Home Loan Advisors will reach out and begin working on developing your Home Purchase plan.

Loan Types

Compare GO Mortgage Loan Products
Loan Type Features
Down Payment
Terms
Minimum Credit Score
Debt to Income Ratio
Upfront Mortgage Insurance
Monthly Mortgage Insurance
Special Requirements
 
FHA
3.5%
30 Year, 15 Year
580
45%, up to 55%
1.75%
.80% to .85%
Special Requirements
VA
0%
30 Year, 15 Year
580
43%, up to 60%
up to 3.60%
0
Special Requirements
USDA
0%
30 year
580
43%, up to 46%
1%
0.35%
Special Requirements
FNMA
3% to 20%
30,25,20,15,10 year
620
45%, up to 50%
0%
PMI over 80% varies
Special Requirements
FREDDIE MAC
3% to 20%
30,25,20,15,10 year
620
45%, up to 50%
0%
PMI over 80% varies
Special Requirements