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Cash-out RefinancE


To Find Out If You Qualify For A Cash-Out Refinance

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The Fundamentals 

What is a Cash-Out Refinance? 

  • A Cash-Out Refinance is a mortgage where the borrower pulls out equity from the property in the form of cash. With the same refinance, the borrower can lower the rate or change the loan term length if current interest rates allow. 

Perks of choosing GO Mortgage: 

  • Reliable and helpful employees ensure the customers have the best experience navigating through the mortgage process.
  • It is our goal to help you get the best loan possible for your situation and make you happy.
  • Will make time for you even after hours to help answer questions and to help you get pre-approved.

Refinance Options: 

  • FHA Cash-Out Refinanceput extra money in your pocket and change your loan terms.
  • VA Cash-Out RefinanceFinance up to 100% of the loan with possible no out-of-pocket costs for veterans, active service members, spouses, and reserve members.
  • Conventional Cash-Out Refinance low rates with no upfront or monthly mortgage insurance fees required with 20% equity.
  • Jumbo Cash-Out Refinance—Great for homeowners with equity to help pay for home renovations or consolidate high-interest debt.


What is equity and how do I find out how much I have? 

  • Home equity is an asset that comes from a homeowner’s interest in a home.  To calculate equity, subtract any outstanding loan balances from the property’s market value. 

How do I know how much cash I will receive?  

  • Each situation is different, due to fees and other factors like equity and type of loan. However, it can usually be determined by subtracting the balance of your old loan from the balance of your new loan. 

What can I use the cash received for? 

  • Anything! It can be used to pay off credit card debt, make renovations to your house, and even for buying that new beach house you’ve been wanting. 



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