Refinancing your home is when you pay off your existing mortgage and replace it with a new mortgage loan. The old rule of thumb on refinancing was you needed to save one percent on your current rate. Every homeowner has different financial goals and needs, so saving one percent shouldn't always be the deciding factor in refinancing.
Topics: lower interest rate, refinance, refinancing, mortgage loans
Many homeowners are taking advantage of cash-out refinance options, which allow them to use the built-up equity in their home for cash to spend on things that matter most to them.
Topics: refinance, refinancing, cash-out
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