There is an increasing number of advertisements for services that protect property owners from becoming victims of a crime called "title fraud" or "title theft." The truth is, the crime isn't new. But the rise of businesses who have figured out how to make money by selling services claiming to protect people from it is fairly recent. You may have seen or heard commercials featuring celebrity endorsers for companies that will "help you protect your home" for a monthly, annual or multi-year fee. The ads are compelling, and the crime is real; but there are important things to know before signing up for a title protection service.
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Topics:
first time homeowners,
homebuyers,
mortgage planning,
mortgage process,
insurance,
title insurance
Once you submit your loan application, you will experience several stages of the loan process before your loan can get approved.
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Topics:
mortgage process,
mortgage loan application,
underwriting process,
loan process,
loan approval
After you have completed your mortgage loan application process, your home loan advisor will provide you with a variety of documents outlining the costs associated with your loan, such as the Loan Estimate form, which is required by law and there for your protection.
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Topics:
mortgage process,
mortgage paperwork,
loan estimate
As you start the journey for buying your home, it’s important to avoid actions that could change your credit. Your credit score is one of the most important things in securing financing and determining your interest rate. The following list of items could impact your credit if they change unexpectedly during the mortgage process.
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Topics:
mortgage process,
credit score,
credit qualifying
Buying a home is an exciting adventure and likely one of the biggest purchases you’ll ever make. With multiple steps along the way, it's difficult to not feel overwhelmed. Here are few highlights of the process to help give you a better idea of what to expect.
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Topics:
homebuying process,
mortgage process,
purchasing a home,
home buying process,
first-time homeubyer,
home loan advisor
There’s very few industries that do not require keeping pace with consumers expectations for a digital experience, and the mortgage industry isn’t one of them. Submitting documents and paying online on are some of the ways consumers want and expect digital tools to give them more control over their borrowing experience.
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Topics:
homebuying process,
mortgage process,
digital tools,
mobile app
