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GO Mortgage Team

GO Mortgage Team

Recent Posts

Looking to Make Improvements?

Posted by GO Mortgage Team on 10/16/20 9:12 AM

The low mortgage rate environment has led to a refinancing boom in 2020, and the trend is likely to continue with rates holding steady at all-time lows.

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Topics: homebuyer, refinance, refinancing, mortgage interest rates, home improvements

Refinancing With Late Mortgage Payments

Posted by GO Mortgage Team on 10/5/20 4:05 PM

Refinancing a home mortgage involves taking out a new loan to pay off your current one. While the benefits might not be immediately obvious to some borrowers, there are quite a few of them if you opt for this type of loan.

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Sale of Large Homes on the Rise

Posted by GO Mortgage Team on 9/18/20 1:37 PM

With Americans spending more time at home, many families are eager to buy a house to make their own and fleeing to the suburbs where they can enjoy more space and work remotely.

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Topics: first time homebuyers, homebuyers, real estate markets, housing market, larger homes

GO Mortgage Promotes Jenni Geiger to Vice President of Production

Posted by GO Mortgage Team on 9/1/20 11:00 AM

MILWAUKEE, WI (September 1st, 2020)GO Mortgage, a national full-service mortgage lender, congratulates Jenni Geiger on her new role as Vice President of Production.

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Topics: customer service, homebuyers, homebuying process, mortgage process, promotion, Jennifer Geiger, mortgage loan origiantor

Understanding how your Credit Score is Calculated

Posted by GO Mortgage Team on 8/28/20 8:49 AM

Credit Scores are created by a mathematical formula that reviews a person’s outstanding credit, credit history, and past payments. Credit scores can range between 300 to 850 and are used to help lenders determine how likely you are to make your proposed payments on time. The higher the score, the less likely people are to default on their loan.

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Topics: FICO score, first time homebuyers, homebuyers, credit, credit report, credit score

It's Never Too Late To Start Rebuilding Your Credit.

Posted by GO Mortgage Team on 8/21/20 12:32 PM

When it comes to applying for a mortgage, your credit score is the main factor in determining everything from your interest rate, to your monthly payments, and the terms of your loan. Lenders use credit scores to determine the amount of risk they are taking when issuing a loan. The lower the credit score, the higher the risk that is associated with the borrower.

The good news is you don’t need a "perfect" credit score to secure financing. There are home loans available that only require a minimum of a 580-credit score. However, the better your score, the better your chances are of getting a favorable loan, and potentially better interest rates. 

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Topics: first time homebuyers, homebuyers, credit, credit problems, credit report, credit score, minimum credit score, credit qualifying

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