Wire fraud is a federal crime where someone tries to defraud another individual or entity of their money or property through electronic communications. Electronic communications can include phone, fax, email, text or even social media messaging.
Wire fraud is a federal crime where someone tries to defraud another individual or entity of their money or property through electronic communications. Electronic communications can include phone, fax, email, text or even social media messaging.
Topics: homebuyer, homebuying process, wire fraud, home education, security
Mortgage rates will fluctuate up and down based on the market. Rates can change daily, so you don't know what your rate will be until you lock it. By locking a rate, your lender is guaranteeing you that rate for a specific amount of time, typically 30-45 days. Once you lock your rate, it doesn’t matter if the market fluctuates. If you locked at 4 percent and rates go up, you still get the 4 percent. The risk is on the lender when you lock a rate. However, if rates go lower, you don’t get the benefits of a lower rate.
Topics: mortgage loans, float rate, float down option, locked rate
Finding the right house with low inventory can be a struggle. However, you should not count out a home that may need a little TLC.
Topics: FHA 203k loans, mortgage loans, fixer uppers
The National Association of Home Builder (NAHB) recently held a five-day event in Washington DC to showcase the new building technologies and updated features for manufactured homes.
Topics: mortgage loans, single close construction loan, manufactured homes
If you've been thinking about buying a house, this summer is the time to do it. According to Jonathan Corr, President and CEO of Ellie Mae, purchase and refinance activity is on the rise. He also stated that "closing rates remain well over 75% and with the Mortgage Bankers Association reporting solid purchase volume and new inventory on the rise, we could be in for a very robust summer home buying season".
Topics: mortgage application, mortgage loan application, mortgage loans, mortgage paperwork
There are many people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage - either yours or your landlord’s.
Topics: buy vs. rent, buying vs. renting, mortgage loans, renting vs. buying
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