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Stop Paying Your Landlord's Mortgage

Posted by GO Mortgage Team on 6/11/19 1:02 PM

There are many people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage - either yours or your landlord’s.

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Topics: buy vs. rent, buying vs. renting, mortgage loans, renting vs. buying

Tracking the Loan Process

Posted by GO Mortgage Team on 5/28/19 4:06 PM

Once you submit your loan application, you will experience several stages of the loan process before your loan can get approved.

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Topics: mortgage process, mortgage loan application, underwriting process, loan process, loan approval

Determining Your Loan Amount

Posted by GO Mortgage Team on 5/3/19 12:35 PM

Which comes first?: Getting pre-approved and then searching for a home? Or, searching for a home and getting pre-approved once you found the home you love?


If you said getting pre-approved and then searching for a home, you are correct!  

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Topics: mortgage loans, pre-approved, LTV, DTI

Find the Right Builder for Your Dream Home

Posted by GO Mortgage Team on 4/19/19 3:45 PM

As mortgage rates remain relatively low, and with tight inventory on moderately priced homes, now is the time to think about building your dream home.

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Topics: builder, building a new house, mortgage loans, single close construction loan

When Should You Think About Refinancing?

Posted by GO Mortgage Team on 4/5/19 4:41 PM

Refinancing your home is when you pay off your existing mortgage and replace it with a new mortgage loan.  The old rule of thumb on refinancing was you needed to save one percent on your current rate.  Every homeowner has different financial goals and needs, so saving one percent shouldn't always be the deciding factor in refinancing.

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Topics: lower interest rate, refinance, refinancing, mortgage loans

Homeownership and the Many Benefits

Posted by GO Mortgage Team on 3/18/19 10:45 AM

Owning a home has long been presented as the ultimate financial and personal goal of Americans across the country. Whether it's to have their own place to call home or to build generational wealth, owning a home has provided purpose and value for several homeowners. That's because there are key advantages that homeownership brings. Here are a few benefits of owning a home:

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Topics: building equity, building wealth, home equity, homeowner tax breaks, homeownership, mortgage loans

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